Terms of Service

1. Acceptance of terms

These Terms of Service ("Terms") constitute a binding agreement between you ("you" or "User") and the operators of this website. By accessing or using this website, submitting a form, interacting with our chatbot, or otherwise engaging with this website, you agree to be bound by these Terms. If you do not agree, do not use this website. If you are using this website on behalf of a company, you represent that you have authority to bind that entity.

2. Operator and operating entities

"Calcerta Group™" is a customer-facing brand family used jointly by:

• Nexus Pay, LLC, a Colorado limited liability company; and
• Interstellar I.S., LLC, a Colorado limited liability company.

Each entity remains a separate legal entity with its own contracts, tax records, compliance obligations, sponsor-bank relationships, and operating systems. Calcerta Group™ is used as a customer-facing brand family unless and until formed as a separate legal entity. The contracting entity for any product or service is determined by the nature of that product or service:

• Payment, merchant services, and commerce infrastructure are provided by Nexus Pay, LLC.
• Communications, connectivity, voice, cloud, security, mobility, AI/CX advisory, and related services are provided by Interstellar I.S., LLC.

3. Description of the website

This website is an informational and lead-generation site. It describes the operating companies under the Calcerta Group™ brand, their service offerings, and allows users to submit inquiries that will be routed to the appropriate operating company. This website does not, by itself, constitute the provision of merchant services, telecommunications services, payment processing, network connectivity, or any other regulated service.

4. No contractual service relationship from website use alone

Submission of an inquiry through this website, including chatbot interactions, does not by itself create a contract for the provision of services. A contractual service relationship arises only upon the execution of a separate written agreement specific to the service being purchased. Until such an agreement is executed, no service obligations exist on the part of either entity, and no rights to receive service exist on your part.

5. Master-agent / sub-agent telecom advisory disclosures

Interstellar I.S., LLC operates as an independent advisor and master-agent / sub-agent in the telecommunications and information-technology supplier markets. References on this website to "503+ suppliers" describe the size of the supplier relationships available through Interstellar I.S., LLC's master-agent network, not direct ownership or operation of those suppliers' services. Specific supplier service is delivered by the supplier under contract directly with the customer. Interstellar I.S., LLC may receive commissions, residuals, or other compensation from suppliers in connection with services placed through its advisory practice.

This compensation structure is the basis for the website's representation that engagement is at "no cost" to the customer. Customers should review the dedicated Agent Disclosure page for further detail on this compensation model.

6. Chatbot and AI-assisted communications

This website includes a chatbot that uses artificial intelligence to generate responses. The chatbot is intended to provide general information about Calcerta Group™, its operating companies, and their service offerings. Chatbot responses are not legal, financial, tax, or other professional advice. Chatbot responses may contain inaccuracies, may not reflect current pricing or availability, and should not be relied upon for material decisions without independent verification with a human representative. Conversation content is processed by Anthropic's API (see Privacy Policy) for the purpose of generating responses.

7. Permitted use

You may use this website only for lawful purposes. You agree not to:

• Use this website in any manner that violates applicable law or regulation;
• Submit false, misleading, or fraudulent information through any form or chatbot interaction;
• Attempt to interfere with the proper operation of this website, including by introducing malicious code, attempting unauthorized access, conducting denial-of-service activity, or systematically probing the chatbot for unintended outputs;
• Use this website to transmit unsolicited commercial communications or harvest personal data;
• Reverse engineer, scrape, copy, or systematically download content from this website except as expressly permitted;
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

8. Intellectual property

All content on this website, including text, graphics, logos, design elements, and source code, is owned by, or licensed to, the operators of this website. The names "Calcerta Group," "Nexus Pay," "Interstellar I.S.," and associated logos and brand elements are claimed as trademarks of the applicable operating entity. Nothing on this website grants you any license to use any of these marks without prior written consent.

9. Third-party links and services

This website may link to or open third-party websites and services, including nexuspayservices.com, nexuspayai.com, freeanalysis.nexuspayservices.com, and the 3CX live-chat platform. These linked sites and services are governed by their own terms and privacy policies. We are not responsible for the content, availability, or practices of third-party sites and services.

10. Disclaimers

THIS WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE OPERATORS DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY OF INFORMATION. WE DO NOT WARRANT THAT THIS WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF MALICIOUS CODE.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL NEXUS PAY, LLC; INTERSTELLAR I.S., LLC; THEIR AFFILIATES, OFFICERS, MEMBERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS; LOST REVENUES; LOST DATA; OR BUSINESS INTERRUPTION ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE.

IN ANY EVENT, THE AGGREGATE LIABILITY OF THE OPERATORS ARISING OUT OF OR RELATING TO YOUR USE OF THIS WEBSITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100.00). Some jurisdictions do not allow the exclusion or limitation of certain damages, so portions of the foregoing limitation may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless Nexus Pay, LLC; Interstellar I.S., LLC; their affiliates, officers, members, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (i) your use of this website; (ii) your violation of these Terms; or (iii) your violation of any applicable law or third-party right.

13. Governing law and venue

These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict-of-laws principles. Any action or proceeding arising out of or relating to these Terms or your use of this website shall be brought exclusively in the state or federal courts located in Arapahoe County, Colorado, and you irrevocably submit to the personal jurisdiction of those courts.

14. Modifications

We may modify these Terms at any time by posting the revised Terms on this website. The "Last updated" date will reflect the most recent revision. Your continued use of this website after a revision constitutes acceptance of the revised Terms.

15. Severability and entire agreement

If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be severed and the remaining provisions will continue in full force and effect. These Terms, together with our Privacy Policy, Agent Disclosure, and Accessibility Statement, constitute the entire agreement between you and the operators with respect to your use of the website. They do not supersede or modify any separate written agreement between you and Nexus Pay, LLC or Interstellar I.S., LLC concerning specific services.

16. Contact

Calcerta Group
c/o Interstellar I.S., LLC
11150 E Mississippi Ave, STE 300
Aurora, CO 80012
Email: admin@isinterstellar.com